Say NO with a Penn East FCU Credit Card.

  • NO Annual Fee
  • NO Transaction Fees
  • NO Cash Advance Fee
  • NO Balance Transfer Fee
  • No Minimum Finance Fee
  • 25-Day Interest-Free Grace Period On Purchases
  • And More!

If you have high interest credit card balances from other financial institutions, you may be able to transfer them to our lower interest credit card. You could save money and reduce your minimum monthly payment INSTANTLY! You can access your credit card account online. With this feature you can check balances, review your statement, pay your bill online and much more. Login here.

 

Annual Percentage Rate (APR) for Purchases

PEFCU Credit Card: 8.00% to 18.00%  when you open your account, based on your creditworthiness.

Secured PEFCU Credit Card: 8.00% to 18.00%  when you open your account, based on your creditworthiness.

APR for Cash Advances

PEFCU Credit Card: 8.00% to 18.00% when you open your account, based on your
creditworthiness.

Secured PEFCU Credit Card: 8.00% to 18.00% when you open your account, based on your
creditworthiness.

APR for Balance Transfers

PEFCU Credit Card: 8.00% to 18.00% when you open your account, based on your creditworthiness.

Secured PEFCU Credit Card: 8.00% to 18.00% when you open your account, based on your creditworthiness.

How to Avoid Paying Interest on Purchases

We will not charge You interest on purchases if You pay Your entire balance owed each month within 25 days of Your statement closing date.

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

 

Returned Payment Fee

Up to $29.00

Late Payment Fee

Up to $25.00