Checking

Welcome to Better-Than-Ever Checking!

We offer exceptional checking options, so you can choose the type of account that is right for you. We’re sure you’ll agree that our checking services are better than any you’ve ever had!

  • Mastercard® Platinum Credit Card
  • Debit Card
  • E-Statements

Compare accounts:

Free Checking Advantage Checking Premier Checking
Direct Deposit Not required Not required Not required
Number of free ATM Transactions 82 Unlimited3 Unlimited3
Minimum Maintained Balance $0 $2,500 in checking $15,000 in total account
Free Checks First box at account opening Free4 Free4
NSF Fee $29 $29 $29
Monthly fee for falling below minimum balance Not applicable $5 $5
Inactive Fee $5 per month after 1 year of inactivity None None
Overdraft from Savings Fee $3 $0 $0
Overdraft from Line of Credit1 $0 $0 $0
Online Bill Payer FREE FREE FREE
Interest Rate No Interest Earns interest Earns Interest

1 Overdraft Line of Credit is a personal line of credit attached to your checking account. Subject to credit worthiness. There are no transaction fees, however, interest will accrue from the time an advance is made until the balance is paid in full. 
2 Free checks must be the basic (LIDS) check. The cost for any other style is the responsibility of the member. 
3 Fees may be assessed by non-Penn East FCU-affiliated ATM owners. 
4 After the first eight free transactions, ATM transactions are $1.50 each. In addition, fees may be assessed by non-Penn East FCU-affiliated ATM owners.