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Loan Rates
Effective as of January 1, 2009
**Bill Consolidation Loan Special**
Rates as low as 10% APR*
Borrow up to $20,000
Up to a 72-Month Term
*APR= Annual Percentage Rate. The Annual Percentage Rate is the advertised rate. Loan and rate are based on creditworthiness. Rates are subject to change without notice; however, rate received at loan closing remains in effect for the life of the loan. Unsecured debt with Penn East FCU not to exceed $20,000. Offer valid January 1, 2009 - March 31, 2009.
| Type |
Term |
APR |
Autos - New or Used
includes RVs, Boats and Motorcycles |
Up to 24 months |
5.00%-15.50% |
| Up to 36 months |
5.25%-15.75% |
| Up to 48 months |
5.50%-16.00% |
| Up to 60 months |
5.75%-11.25% |
| Up to 72 months |
6.00%-7.50% |
| Extended Terms for Boats & RVs only |
Up to 84 months |
7.00%-8.50% |
| Up to 96 months |
8.00%-9.50% |
| Up to 108 months |
8.75%-10.25% |
| Up to 120 months |
10.00%-11.50% |
| Visa Platinum |
8.00% |
|
Visa Gold with Rewards
Visa Classic
Visa Classic Start |
9.75%
10.25%
15.90% |
Home Equity Line of Credit
(Variable Rate) |
2.75%-5.25% |
|
Fixed-Rate Home Equity Loan
(Second Mortgage) |
Up to 120 months |
6.50%-9.00% |
| Up to 180 months |
7.00%-9.50% |
| Personal Loans (unsecured/signature loans) |
Up to 6 yrs |
10.00%-18.00% |
| Share or Certificate Secured |
Up to 6 yrs |
5.00-6.00% |
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