| Savings Account |
| Each member must maintain at least a $5.00 minimum balance at
all times to remain an active member. |
| |
|
| Checking Account |
| Certified Check |
$3.00 |
| Money Order |
$1.00(1) |
| Cashier's Check |
$1.00(1) |
| Stop Payment |
$15.00 |
| Check Copy |
$1.50 |
| Returned Items |
$26.00 |
Courtesy Pay Overdraft Advance
|
$26.00 |
| Automatic Overdraft Transfer Fee |
$3.00* |
| Automatic Overdraft from Line of Credit |
Free |
| |
*Members with Advatage Checking or Premier Checking do not pay an overdraft
from savings fee.
(1)-Free for members age 55 and over |
|
| |
|
| Star (Money Access Card-ATM) |
| Lost or Stolen Card - Hot Card Fee |
$5.00 |
| Debit/ATM Transactions 1-5 per month |
Free |
| Debit/ATM Transactions 6+ per month |
$1.50 each |
| |
Foreign machines may surcharge for using their machine. Please
ask for a list of local ATMs that are surcharge-free. There is a $500.00 daily
(24-hour) limit for all ATM and debit card transactions. Members with Advantage
Checking or Premier Checking receive unlimited debit and ATM transactions. |
|
| |
|
| ACH (Automatic Clearing House) |
| Returned Items |
$26.00 |
| |
|
Check Cashing Fee
(Applicable to members who do not meet requirements) |
| Checks of $100.99 or less |
$2.00 each |
| Checks of $101.00-$999.99 |
$5.00 each |
| Checks over $1,000.00 |
$15.00 each |
| |
|
| Debit Master Card |
| Lost or Stolen Card-Hot Card Fee |
$5.00 |
| Debit/ATM Transfers 1-5 per month |
Free |
| Debit/ATM Transfers 6+ per month |
$1.50 |
| Debit/ATM Withdrawals 6+ per month |
$1.50 |
| |
Transactions include when card is used as an ATM card in a STAR
cash machine or used in a PIN-Based transaction at the point-of-sale. There is
a $500.00 daily (24 hour) limit for all ATM and debit card transactions. Foreign
machines may surcharge for using their machine. Please ask for a list of local
ATMs that are surcharge-free. Members with Advantage Checking or Premier Checking
receive unlimited debit and ATM transactions. |
|
| Debit/Credit Transactions |
Free and Unlimited |
| |
Transactions that are signature-based at the point-of-sale are
free and unlimited and the purchase is deducted directly from your checking account.
When a cashier asks "Debit or Credit?" make it a habit of saying "Credit"
so that you will be able to sign for your purchases. If you choose "Debit"
and enter your PIN number, it counts as a Debit/ATM withdrawal and you could incur
fees if you exceed 5 free transactions. Members with Advantage Checking or Premier
Checking receive unlimited debit and ATM transactions. |
|
| |
|
| Other Fees |
| Annual Membership Fee |
No Charge |
| American Express Traveler's Cheques |
Free |
Home Banking
|
Free |
| Online Bill Payer |
$5.00 per month* |
| Skipped Payment Fee |
$20.00 each time |
| Stop Payment for a Penn East FCU Check |
$20.00 |
| Statement or Document Copy |
$5.00 per statement/document |
| Account Reconciliation or Research |
$20.00 per hour |
| Subpoena/Levy/Garnishment Fee |
$40.00 |
| Subpoena/Audit Research Fee |
$30.00 for the first hour |
| Subpoena/Audit Research Fee |
$20.00 for each additional hour |
| Deposited Check Fee-Returned/Stopped Item |
$10.00 |
| Incoming Wire Transfer |
$5.00 |
| Outgoing Wire Transfer |
$12.50 |
| Bad Address Correction Fee |
$2.50 |
| Inactivity Fee (No account activity for 2 years) |
$5.00 per month |
Money Market Account
Excessive Transaction Fee |
$10.00 |
| Money Market Account NSF Fee |
$26.00 |
| |
*Free for first 90 days, then $5.00 per month. Members
with Advantage Checking or Premier Checking receive free Online Bill Payer. |
|
