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Welcome to Better-Than-Ever Checking!

We offer three exceptional checking options, so you can choose the type of account that is right for you. We also make switching a breeze by giving you access to our easy online switch kit. It helps you transfer any automatic debits from your old checking account and even close your account with your former financial institution. We’re sure you’ll agree that our checking services are better than any you’ve ever had!


Free Checking
Free Checking is for members who like the freedom of no minimum balance but enjoy some of our convenience services. Free checking features:

  • No Minimum Balance
  • Unlimited check writing
  • No Monthly Service Charge
  • Access to our easy online switch kit
  • Free first box of checks
  • Free Debit Mastercard
  • Free Online Home Banking
  • Free Overdraft Line of Credit 1

Advantage Checking
Advantage checking is designed for our members who love the ease and convenience of our free checking but want to earn interest on their checking account balances. Advantage checking features:

  • Free and Unlimited ATM transactions
  • Free Overdraft Protection from savings
  • Free Overdraft line of credit 1
  • Free and Unlimited Bill Payer Service
  • Monthly interest earned based on checking account balance
  • Free first box of checks
  • Free Debit Mastercard
  • Free Online Home Banking
  • Access to our online switch kit
  • Unlimited Check Writing
  • No monthly service charge
  • $2,500 minimum balance in checking account

Premier Checking
Premier checking is designed for our members with a strong relationship to the credit union. Members who have a combined relationship of $15,000 or more in all of the suffixes within their account qualify for this interest-bearing checking account. That balance requirement can be a combination of Money Market Accounts, Savings and Club Accounts, Checking Accounts, Share Certificates, IRAs, Loans, and any other credit union products. Premier Checking features:

  • Free and Unlimited ATM transactions
  • Free Overdraft Protection from savings
  • Free Overdraft line of credit 1
  • Free and Unlimited Bill Payer Service
  • Monthly interest earned based on checking account balance
  • Free checks for life 3
  • Free Debit Mastercard
  • Free Online Home Banking
  • Access to our online switch kit
  • Unlimited Check Writing
  • No monthly service charge
  • No minimum balance in checking account

Never Bounce a Check Again!
Sign up for Overdraft Protection today! It automatically transfers funds from your Overdraft Line of Credit or savings account saving you money on NSF fees! Call (570) 342-2720 for details!


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1 Overdraft Line of Credit is a personal line of credit attached to your checking account. Subject to credit worthiness. There are no transaction fees, however, interest will accrue from the time an ad- vance is made until the balance is paid in full.
2 Bill Payer is free for the first 90 days.
3 Free checks must the basic (LIDS) check. The cost for any other style is the responsibility of the member.
4 Fees may be assessed by non-Penn East FCU-affiliated ATM owners.
5 After the first five free transactions, ATM transactions are feed at $1.50 each. In addition, fees may be assessed by non-Penn East FCU-affiliated ATM owners.


Debit MasterCard
Our Debit MasterCard works just like a check, except there's no check to write! Simply present it as you would a credit card. When offered the choice of credit or debit, we recommend you select "credit." The cost of your purchase is automatically deducted from your Checking Account. There's NO interest to pay and NO check acceptance problems locally or when you're out of town. You can also withdraw cash, verify account balances and transfer funds at thousands of ATMs worldwide.


ATM Card
Verify your account balances, withdraw cash, and transfer money between accounts at thousands of ATM (automated teller machines) nationwide. You can use your ATM card anywhere you see the PLUS network symbols.

You can also use our ATM Card to make purchases at participating retail outlets. The funds are drawn from your account.

Check here to find the nearest credit union, Non-surcharge ATM.


 
     


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Your Savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government