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Welcome to Better-Than-Ever Checking!

We offer three exceptional checking options, so you can choose the type of account that is right for you. We’re sure you’ll agree that our checking services are better than any you’ve ever had!


Free Checking
Free Checking is for members who like the freedom of no minimum balance but enjoy some of our convenience services. Free checking features:

  • Free and Unlimited Bill Pay Service
  • No Minimum Balance
  • Unlimited check writing
  • No Monthly Service Charge
  • Free first box of checks
  • Free Debit Mastercard
  • Free Online Home Banking
  • Free Overdraft Line of Credit 1

Advantage Checking
Advantage checking is designed for our members who love the ease and convenience of our free checking but want to earn interest on their checking account balances. Advantage checking features:

  • Free and Unlimited ATM transactions
  • Free Overdraft Protection from savings
  • Free Overdraft line of credit 1
  • Free and Unlimited Bill Payer Service
  • Monthly interest earned based on checking account balance
  • Free checks for life 3
  • Free Debit Mastercard
  • Free Online Home Banking
  • Unlimited Check Writing
  • No monthly service charge
  • $2,500 minimum balance in checking account

Premier Checking
Premier checking is designed for our members with a strong relationship to the credit union. Members who have a combined relationship of $15,000 or more in all of the suffixes within their account qualify for this interest-bearing checking account. That balance requirement can be a combination of Money Market Accounts, Savings and Club Accounts, Checking Accounts, Share Certificates, IRAs, Loans, and any other credit union products. Premier Checking features:

  • Free and Unlimited ATM transactions
  • Free Overdraft Protection from savings
  • Free Overdraft line of credit 1
  • Free and Unlimited Bill Payer Service
  • Monthly interest earned based on checking account balance
  • Free checks for life 3
  • Free Debit Mastercard
  • Free Online Home Banking
  • Unlimited Check Writing
  • No monthly service charge
  • No minimum balance in checking account

Never Bounce a Check Again!
Sign up for Overdraft Protection today! It automatically transfers funds from your Overdraft Line of Credit or savings account saving you money on NSF fees! Call (570) 342-2720 for details!


Compare Accounts

1 Overdraft Line of Credit is a personal line of credit attached to your checking account. Subject to credit worthiness. There are no transaction fees, however, interest will accrue from the time an ad- vance is made until the balance is paid in full.
2 Free checks must the basic (LIDS) check. The cost for any other style is the responsibility of the member.
3 Fees may be assessed by non-Penn East FCU-affiliated ATM owners.
4 After the first eight free transactions, ATM transactions are $1.50 each. In addition, fees may be assessed by non-Penn East FCU-affiliated ATM owners.


VISA® Credit Cards
With a credit union VISA Classic Credit Card, you can take advantage of everyday bargain opportunities, shop with ease, have protection in emergencies, or track your travel expenses.

  • NO Annual Fee
  • NO Transaction Fees
  • NO Cash Advance Fee
  • NO Balance Transfer Fee
  • No Minimum Finance Fee
  • 25-Day Interest-Free Grace Period On Purchases
  • And More!
If you have high interest credit card balances from other financial institutions, you may be able to transfer them to our lower interest VISA. You could save money and reduce your minimum monthly payment INSTANTLY!

You can access your VISA account online. With this feature you can check balances, review your statement, pay your bill online and much more. Login here.



ATM Card
Verify your account balances, withdraw cash, and transfer money between accounts at thousands of ATM (automated teller machines) nationwide. You can use your ATM card anywhere you see the PLUS network symbols.

You can also use our ATM Card to make purchases at participating retail outlets. The funds are drawn from your account.

Check here to find the nearest credit union, Non-surcharge ATM.


 
     


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Your Savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government